BlockPrism: Blog BlockPrism: Blog Copyright by BlockPrism en BlockPrism Wed, 21 Oct 2020 20:31:38 -0400 How Algorand change the current banking and finance landscape

Banks often acts as a middlemen within the global market by managing and coordinating the financial system via their internal ledgers. As the Blockchain technology has sparked intense debate in recent years. In the financial industry, this debate has centered almost exclusively on the rise, and more recently on the relative decline, of cryptocurrencies and the risks of these instruments. However, blockchain technology has far wider implications for markets and banks. To get in front of emerging challenges, Algorand Blockchain provides an open, public, permission less and secure blockchain-based platforms that uses pure proof-of-stake and pseudorandom functions including for trade finanace. Many have called this project “Blockchain 3.0” as it solves Bitcoin’s well-known scalability problems whilst maintaining security and decentralization. Algorand stands out from other high performance blockchain by the credibility of its founder, MIT professor Silvio Micali.

Potential use of block chain in Banking:

To illustrate, in the above diagram, there is a range of possible applications for blockchain in banking and finance. In the markets, blockchain can make equity trades faster and more secure, paving the way for more open and competitive trading. It could also make it easier to verify private investments and provide access to more potential suppliers. It too enables the development of more secure or complementary asset clearance, settlement and custody systems. Paradoxically, blockchain could even make it possible to manage and account for something as electronic as cash more efficiently, enhancing traceability and ownership record keeping.
In banking, there are broad possibilities in both the retail and wholesale segments. Beyond the realm of trade finance, there is scope for using distributed ledgers to improve efficiency, turnaround times and verification in areas such as:

• Real-time lending underpinned by borrower risk management based on smart contracts
• Property valuations and verification
• Development of tailored personal financial tools
• Management of liquidity and cash, virtual portfolios and management of currencies/remittances
• Audit and control of counterparty risk
• Mitigation of operational risk
• Regulatory compliance

Imparities of the Banking System:

The traditional finance market is centralized. Central authorities issue the regular currency that drives our economy and used for every trade like the financial markets and banks. Therefore, the power to manage and regulate the flow and supply of such currencies in the market resides to them. We also pass the control of our assets to various financial organizations like banks in expectations of getting higher returns. The problem with this is since all the control and fund is centralized, the risk is also at the center. These are the challenges that have impaired the banking system, rendering it irrelevant in the global financial system

• Slow Seed Of Transactions
• Cross-Border Restrictions
• Excessive Transaction Charges
• Absence Of Transparency
• Time consuming process

What are the main benefits of Algorand Blockchain for banking and finance?


Algorand pure proof-of-stake based blockchain architecture eliminates single point of failure and reduces the need to place data in the hands of intermediaries. It is worth considering, ideal for applications that require sovereign grade security and deal with confidential data. Anything in the realm of financial services would likely require the highest degree of security.


This blockchain network standardizes shared processes, and create a single shared source of truth for all network participants. That allows trade finance participants to provide a higher level of transparency through a shared ledger that accurately tracks goods moving around the globe. This is the first blockchain network provide immediate transaction finality with no forking.

Programmability :

Algorand blockchain allows the reliable automation of business process through the creation of assets on ASA and execution on smart contract at Layer-1. The ASA provides opportunities for local businesses to form cooperative and issue digital assets on the Algorand protocol allowing anyone to buy these assets and co-own the business. By issuing assets on the Algorand network, assets become transferable with a very high level of control by all parties.
Privacy technology enabled by Algorand allows selective sharing of data between businesses. The confidential data that is name, addresses, contact details, email etc. will not be passed on to third parties without your permission or without being required by law of our privacy policy.


One of the main challenge that faces banks is cyber-attack and money laundering, this is possible because bank ledgers are created within a centralized database which is more susceptible to hacks and cyber-attacks. Algorand is a truly decentralized, new, and secure way to manage a shared ledger that make it easier for different parties to collaborate and come to agreements which eliminates the risk level of money laundering by providing an inclusive, transparent, and secure system for its global users, and making it totally free of these types of hacks and break in.

Know your customer minimal time taking process:

Know your customer processes is very lengthy and time taking process in banking sector because banks are not allowed to finalized the transaction unless the whole kyc process will be completed and after the completion of the process, this process needs to be verified by the higher authority. If banks adopted Algorand networking properly, this will be minimize the wasting of time and delaying in transaction, While Algorand blockchain can store KYC records on its blockchain through which customer’s ID, addresses and documents can be independently checked and verified.

Faster execution of transaction:

The use of Algorand decentralized channel transactions are executed within seconds and the banks will be able to cut down the need for verification from third parties, therefore speeding up the time required for transferring funds. Algorand system has the ability to execute up to 1000 transactions in every second and the time frame for processing a particular payment is just 5 seconds, so the ability to finalize blocks, eliminates the need for high transactions charge. Algorand users enjoy low cost of operations and less time consumption process of transaction.

Quick settlement of funds using Algorand blockchain:

Sending money in the current banking system can be a lengthy process, can come with various fees for both banks and customers, and might require additional verification from headquarter and administration. In the age of instant connectivity, the legacy banking system hasn’t keep up with the rest of the technology developments.
A scalable Algorand blockchain technology provides a faster method of payment with lower fees that is available round the clock, without borders, and the same security guarantees that the legacy system can offer.

Minimize the High cost of loans:

Banks allows the customers to offer loans at relatively high interest rates, and restrict access to capital based on credit scores. This makes the borrowing process lengthy and expensive. While the economy depends on banks that is providing the necessary funds at highest cost items. Algorand allows anyone in the world to participate in a new type of lending ecosystem, which is part of the movement often referred to as Decentralized Finance (DeFi).To create more accessible financial system,DeFi aims to pull all financial application on top of this network. Peer-to-peer money lending, enabled by Algorand, allows anyone to borrow and lend money in a simple, secure and inexpensive way with no arbitrary restrictions. And thanks to Algorand Network the importance of its capability to lend digital assets can be widely adopted globally.

Assets tokenization on Algorand blockchain:

Buying and selling securities and other assets such as stocks, bonds commodities, currencies, and derivatives requires a complex, coordinated effort between banks, brokers and exchange. This process not only has to be efficient, but is also needs to be accurate. Added complexity directly correspond with increased time and cost. ASA is very popular source on Algorand for Asset tokenization. It would also open up new avenues for investors with limited capital by enabling them to buy frictional ownership of expensive assets investment products that might have unavailable to them previously. In the Algorand DeFi system you are the custodian of your own funds and assets.


Peer-to-peer exchange of information and value lets us remove intermediaries, enabling more structurally efficient economies. As adoption of Algorand protocol, removing financial service intermediaries (cut off the middle-man) who receive a fee for money transfer, foreign exchange transactions, transaction clearing and escrow services — can reduce friction and costs.


Because Algorand is an open, public, permission less and decentralized blockchain. Decentralized databases are shared by many market participants, they aren’t, t susceptible to central points of failure. On contrary, the most reliable centralized networks, such as banking sectors, suffer downtime from time to time. Most of the user’s faces the link down error when it’s urgent to transfer their assets or some business transactional process.

Is Algorand safe and wise choice for banking sector?

Safe is often a tricky word when it comes to digital matters with every security measure bound to find an equally and opposite force to test the robustness of the system or application.
Black market activities and money laundering schemes are the counterproductive side to the fluctuation safe currency and integrity laced transaction system based on trust and honor. Of course in this age nothing can be deemed perfectly safe. Thus Algorand is also called by a “Game changer” because they wins the trust of their user’s by providing a system to communicate identity, suitability and relevance of a transaction's details marks it out as a safe option for banks, and other sensitive information storage organizations. It has caught the eye of a lot of industries and this is because of the security it offers along with its trust and robustness as a system.

Final thought :

Although the financial industry is thrilled about blockchain, the technology will take a few years to become a mainstream financial model. That means that disruption will happen gradually – but surely. In the meantime banks have the time to prepare and adjust so that they can have a “second live” in a blockchain world. The banking and financial industry is one of the major sector that is going to be impacted by Algorand Blockchain. The potential use cases are plenty from real time transaction to tokenizing assets, lending, smoother international and domestic trade, more digitalized and quick process and many more.
Algorand blockchain network has the potential to disrupt not only the world’s currency market but also in the banking industry as a whole by cutting out these middlemen and replacing with a trustless ,borderless, transparent, open and scalable system that is easy to access everyone. AS a banker, I strongly believe that, Algorand will potentially help facilitate faster and cheaper transactions, increase access to capital, create higher data security, enforce trustless agreements through smart contracts, make compliance smoother and many more, once banks adopts Algorand Blockchain.

Written By Tahira Siddiqui

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posts Editor Sat, 03 Oct 2020 04:36:51 -0400
Why is crypto trading success different than other markets? Forex trading can be a way to success for many, over the years, there have been tens of different people who became very successful thanks to Forex trading. These people have dedicated most of their time to Forex trading and everyone has heard about them at some point.

However, the success that FX traders can have is totally different from the success that crypto traders can have. It generally depends on several different factors, but in most cases, while it is also a lot riskier to trade, crypto traders mostly make a lot bigger profit.

However, although there are a lot of differences between trading Forex and crypto, these two still have some things in common. Generally, traders in both of these situations predict the possible changes in the market and that is how they make a profit. However, the amount of profit they make is the difference here. Both of these markets are changing constantly, but what makes the real difference is the fact that the difference in crypto prices is a lot bigger than it is for the Forex industry.

How to be a successful Forex trader?

There are a number of things that influence your success in the world of Forex. One of the most important things today is to make sure that you are using a safe and secure Forex broker. There are a number of brokers around the world, and every trader should make sure that they are trading with the ones that are authorized and licensed by regulatory agencies for maximum safety.

A great thing to do is to look for the most successful Forex traders. There is a lot that you can use from their experience, to learn, and to grow as a trader. The list of top 10 most successful Forex traders include people who you might already have heard about, the list includes names like George Soros Soros is best known as the man who broke the Bank of England, because of the short sale that he did of $10 billion worth of pound sterling. In ended up making a lot of profit during the 1992 Black Wednesday UK currency crisis and thought a lot of people the importance of taking risks.

With this, Soros made history and is known as one of the successful traders in the history of trading. However, not everyone is as successful as him. Because of the fact that the amount of changes in the prices of currencies is very little, making a huge profit is not in any way an easy thing to do. Soros is one of those people who is known to have a close relationship with other traders, in many cases giving them tips for successful Forex trading.

What is the main difference between success with Crypto and Forex trading?

Although there are many things that these two have in common, there also are a lot of differences. One of the biggest differences is the amount of money that investors spend on trading.

When it comes to crypto, Bitcoin, for example, involves the smallest costs. When it comes to trading with BTC, because of the nature of bitcoin blockchain, BTC is being traded on a peer to peer basis, which means that the costs for trading are very low, especially compared to FX trading.

Because of the fact that there is no one between the traders, it has much lower fees than FX trading, where brokers and aggregators are the ones that facilitate transactions between the participants of the market.

Also, for many traders around the world who use crypto, making a profit is a lot easier than it is for those who are trading Forex. This mostly happens because of the fact that the prices of cryptocurrencies are changing every moment and these changes are huge which gives traders the ability to make huge amounts of money in just a few minutes. With this, also comes to some risks, however, if most of the traders who use crypto are very knowledgeable and do their best to make sure that they are making a lot more money than they are losing.

On the other hand, the prices of currencies are also changing very quickly. In this case, however, the difference is very little, and making a huge profit is very hard. What it means is that crypto trader can make as much profit in an hour as Forex trader might need more than a few days to make.

Because of this, more and more people are starting using cryptocurrencies for trading than ever before, and the number is rising constantly.

Crypto regulations

Also, a huge difference is the fact that trading with crypto is not as well regulated as Forex trading. Because of this, crypto traders have the ability to trade without any restrictions. But this comes with a huge risk as well. To make crypto a safer place for traders, many regulatory agencies have come up with new regulatory frameworks.

As of today, many Forex brokers have restrictions when it comes to the amount of money crypto traders can deposit on their trading accounts. As much as it can cause some problems for some traders, it also ensures that these traders can be a lot safer than before.  More and more countries are coming into terms that they have to regulate crypto, and this can make this field even more secure.

Regulations are generally very important for successful trading. They are something that makes sure that Forex traders can stay as safe as possible. With regulatory guidelines, Forex brokers are doing their best to keep their clients’ funds safe.

Why are so many people trading with crypto?

Crypto is a digital currency that was designed to work as a medium of exchange. The individual coin ownership of crypto is stored in a ledger that exists in the form of a database that uses very strong cryptography to secure the records of transactions.

Because of this, crypto offers people security and privacy that is very important for many traders. This is one of the reasons why so many people are starting to use crypto, which also offers them to make huge profits in a very little time.

Cryptocurrencies are pretty new, one of the best known and first cryptocurrencies, Bitcoin, was created in 2009 and since then, it has changed a lot. Although there still are some skeptics, the currency is developing at a very fast pace. In 2017, Bitcoin managed to get its highest price in history and proved to many people that it could be a very successful way of investment.

posts Editor Mon, 24 Aug 2020 08:49:02 -0400
Why Is Eastern Europe Embracing the Blockchain? Eastern Europe is one of the most rapidly developing regions in the world. Benefiting from its great location, countries located within this region are investing in practically all of their traditional industries. From manufacturing to transportation and logistics, Eastern Europe is gradually becoming a prosperous region. The trend is easily visible when looking at the average GDP growth rates across those countries. Ukraine, Georgia, Armenia, and Belarus are all growing rapidly.

For the vast majority of those countries, the main area of focus is developing a solid critical infrastructure net, able to support other linked industries, such as manufacturing, passenger and cargo transportation, farming, and others. Undoubtedly, this is a great strategy for any country since having this vital infrastructure system is of utmost importance. However, for rather poor countries to develop, there is an urgent need for radical solutions.

To accelerate economic growth, many of the central and eastern European countries have made radical changes. Notably, Poland that used to be an Eastern Bloc country revolutionized its taxation system and the economic structure, imposing liberal policies and allowing lots of foreign direct investment to flow in without any obstacles. The country particularly invested in high tech industries, fostering growth in the industry. Generally, many central European countries that were in the same shoes as their eastern neighbors currently are invested in back then-radical ideas. As of now, we can already see that the work and the investments have paid off. Countries like Poland and Hungary are on the track of becoming some of the most prosperous nations on the continent. Experts from the influential research and analytics publishing say, that the Eastern parts of Europe will follow the path of Poland and Hungary. The situation in the region is very similar to what central Europe went through not long ago.

Investing in tech is no longer enough without the digital financial services

The 21st century came with a lot of innovation in the financial industry. Just a couple of decades ago, no one would have imagined having the entire bank branch on a phone. Yet, today, transferring money or performing almost any financial operation is possible by simply clicking on the phone screen. The scale of this revolution is difficult to understand and acknowledge. The fintech revolution has impacted everyone and everything globally, but particularly the way our economies work.

Yet, the biggest and the most radical chance undoubtedly was the introduction of cryptocurrencies, most notably Bitcoin. The Blockchain technology that is extremely popular today has changed the entire world, but certainly not overnight. For years after its initial launch, Bitcoin failed to achieve market success. In 2017 the reality of the financial market changed as Bitcoin’s value exceeded the landmark milestone of $10,000. This event bolstered the significance of the crypto market as a whole.

Eastern Europe chooses crypto

Soon after the global success of cryptocurrencies, Eastern European countries decided to join the game by investing in the industry more than ever before. At some point, during the token sale peak, more ICO projects were launched in Moscow than across Silicon Valley. The Baltic states, particularly Estonia, are trying to create a welcoming environment for cryptos both in the legal and economic point of view.

Estonia, a country of just merely 1.3 million people is home to 900 officially licensed crypto companies. Ukraine, Belarus, Georgia, and Armenia are also trying to be more vocal in the industry by offering different benefits to the crypto giants from all around the world that are interested in making investments.

Notably, Georgia has become the biggest crypto-miner in the region. The company called “Bitfury” headquartered in Amsterdam and with offices in London, Hong-Kong and New York mines bitcoins in Georgia. The plant is simply massive and gets energy from the nearby windmill power plant.

Russia is also showing lots of interest in the development of Blockchain infrastructure. The country is being extremely serious with what they want to achieve, considering that they launched their very own state cryptocurrency. The latter was created by the state-owned bank and is completely controlled by the government. The intentions of the government remain rather blurry, but the fact that there is a state-owned cryptocurrency in Russia is quite impressive alone.

Global crypto companies are also interested in Eastern Europe

Besides local private or governmental initiatives, global companies that operate all around the world are also interested in the Eastern European market. The prime reason for many of them is the diversity and the potential of the region. Most importantly, not being the Eurozone coverage area, the region is home to a number of sovereign currencies. For instance, a Singapore-based Huobi now accepts Russian rubbles through regular bank transfers. This is unprecedented for the region.

Eastern Europe is a rapidly developing region but remains quite poor. The main objective of governments in the region remains to overcome poverty and grow economically. The presence of the crypto sector is not only direct benefits for the emerging economies, but it also has quite a few added benefits.

The strong crypto market and a well-integrated system in a country mean that countless companies that work through crypto operations will be ready to invest, solely because of the welcoming environment. Moreover, those countries become an attractive destination for thousands of crypto investors and freelancers. All of these is a major contribution to developing economies.

posts Editor Thu, 09 Jul 2020 04:42:56 -0400
How the World’s Largest Consulting Firms are Embracing Blockchain It’s perhaps with some vindication that cryptocurrency and blockchain enthusiasts watch as some of the world’s largest, most-respected consulting firms adopt distributed ledger technology. For years crypto has been plagued with an image problem, however, the narrative of crypto as money for criminals is slowly shifting as people realize that Blockchain has the power to change how the world functions. That includes everything from how contracts are enforced to cross border remittance to the tracking of physical goods through the supply chain. How Blockchain Can be Used for Supply Chain Optimization

With that in mind let’s look at how consulting firms are embracing blockchain. We’ll start with one key area: privacy. A recent survey found that data privacy on the blockchain is one of enterprise’s largest concerns. The consulting firm EY, however, believes that they’ve found a solution. 

Private Transactions on Ethereum 

Nobody has done more than EY to enable private transaction on Ethereum. In the past the consulting firm has publicly stated that blockchain will change the world but with their hefty investment in Ethereum they’re really putting their money where their mouth is. 

EY’s contribution to Ethereum is known as Nightfall, a protocol which takes advantage of zero-knowledge proofs in order to enable private transactions. For obvious reasons no company or organization wants to create financial contracts on a public blockchain where anyone can view wallet balances and track funds. Enterprise adoption demands privacy and that’s exactly what Nightfall is meant to provide. 

While the protocol is still being developed the results so far are promising. Upon its initial release transactions using Nightfall were prohibitively expensive, in upwards of $5 per transaction. However, EY recently released a major upgrade which they claim can make transactions 400x more efficient.

Here is Paul Brody, EY’s Global Blockchain Leader, speaking on the impact that this new version of Nightfall might have. “This technology is perhaps the most important EY blockchain milestone in making public blockchains scalable for the enterprise. - With this iteration, we cut the cost per transaction by more than 90% again, making private transactions more accessible for mainstream business application.”

By releasing Nightfall as an opensource protocol EY made it so that anyone in the Ethereum community can use and improve it. With a development cost in excess of $1 million, this was really a great gift to the community. There can be no doubt, however, that EY believes that private Ethereum transactions will benefit their own consulting business down the line. We’ll end this section with a prediction from Paul Brody. 

“I believe we will look back upon the industrialization of ZKPs as a key milestone in the wide enterprise migration from private to public blockchains. Organizations are increasingly seeing the potential for public blockchains, with 75% of enterprises likely to use these networks in the future.” 

The Big Four are Hiring 

Recent data taken from shows that Big Four consulting firms Deloitte, KPMG and EY are in the top five for blockchain job postings. According to CoinDesk the finding was based on job postings between February 2018 and February 2019. 

It’s not surprise that EY is in the top five for blockchain hiring, Nightfall did not appear out of thin air. However, it’s surprising that the other consulting firms are hiring so aggressively as well. It demonstrates that beyond the hype, blockchain is filling a real need and its adoption is likely to rise in the coming years. 

Deloitte believes it will, at least, as they’ve created a blockchain division within their company. Headed by Linda Pawczuk, Deloitte predicts that their blockchain team will, “build upon our past success in helping our clients, which includes 92 percent of the financial service companies listed on the Fortune 500 list, to hone their Blockchain-backed offerings.” Besides Deloitte and EY, perhaps the most recognizable name in consulting, McKinsey, is also interested in blockchain. 

McKinsey and Blockchain Growth 

A recent McKinsey report, authored by senior managing editor Rik Kirkland, had this to say about blockchain. “I think that blockchain is nothing less than the second generation of the Internet. It will change every institution, in some ways more so than the first generation did.” 

The well-informed report goes on to tout the advantages of a decentralized platform over centralized platforms (intermediaries). “But overall, there are growing problems with these intermediaries; 2008 was evidence of that, where they almost brought down the global capitalist system. What if there were not just an Internet of information? What if there were an Internet of value?”

That internet of value that Kirkland refers to is the tokenization of everything. Decentralized currencies, yes, but also decentralized stocks, digital collectibles, identities and more. McKinsey believes that blockchain’s greatest achievement will be the way it allows value to be stored and transferred in ways never before possible. McKinsey’s final recommendation: if you’re a business now is the time to get involved with blockchain. 

The Future of Blockchain 

In 2017 McKinsey put together a report which indicated all of the ways that they believed blockchain could impact the insurance industry as well as the global financial system as a whole. In response to the question, what is blockchain, McKinsey wrote the follow, “Blockchain could be one of the most disruptive innovations since the advent of the internet.”

That seems to be a sentiment widely held by many of the world’s largest consulting firms. These are industry leaders who earn an income from their mastery of today’s business practices, as well as their ability to predict what technologies will affect business in the future. That they’ve gotten behind blockchain is truly indicative of DLT’s world-changing potential. 

Most encouragingly, the consulting groups are investing more than just their words into the blockchain. EY’s Nightfall may well benefit millions of people and tens of thousands of businesses, should it work as expected. Furthermore, all of the firms are hiring blockchain developers as fast as they can find them and this has nothing to do with altruism. Blockchain is this decade’s trending technology and when the world wakes up to it the consulting firms will be ready with their solutions. 

About the author:

Igor Zapletnev, I am the CEO at, an IT consulting firm that I started when I was 22 after getting a Master's Degree in Computer Science. I started with working on an IDE for cross-platform mobile development and steadily expanded Exyte up to four departments, including mobile development for both iOS and Android, as well as smart-contract and blockchain development. Exyte also launched two VR multiplayer games, developed the best SVG library in Swift, and managed to get together people I actually happy to see others every day.  

posts Editor Wed, 22 Jan 2020 03:12:08 -0500
Top 3 Reasons to Invest in Bitcoin in 2019

Nowadays, there has been confusion among the financial specialists whether they should invest in Bitcoin or not. This confusion never leaves the minds of investors since it became mainstream. There are two reasons behind his perplexity. Number one, the instability of the currency. Number two, there is a promising future and a lot of opportunities to invest in this cryptocurrency. In the case of putting resources into bitcoin in 2019 is an interesting issue; all the clamor around the cryptographic money makes it simple for you to pass judgment on whether you are trying this rewarding computerized resource. Bitcoin is a newish asset, the market is fierce and brimming with accounts of extraordinary achievement or enormous disappointment. Hence, your decisions are fully dependant on the planning, the timing, the possibility, and the legitimate speculation profile. However, buying bitcoin stocks instead of buying cryptocurrency directly, saves you from a long procedure of buying crypto on an exchange.

Today we are going to discuss the three top reasons that one should still consider putting resources into bitcoin in 2019. Let’s know what are they. 

1. There Are No Flags in Bitcoin

Being decentralized and independent without depending on any government is one of the biggest attractions of this cryptocurrency. It simply implies that it doesn’t depend on any politicians or stability of the country. It's worth greatly relies on you, the users. Banks and governments don't have the foggiest idea of how to manage digital forms of money since they can't get to the client's cash. For instance, the bolivar has turned out to be futile to a degenerate government in Venezuela. As bitcoin isn’t dependant on the Venezuelan government, it turned out to be an especially profitable currency, as it isn't influenced by any authorizations from different nations as well. All you have to do is go to any exchange market in a country that accepts this cryptocurrency and you won’t have to convert your currencies to make your transactions. It’s really confidential and the government won't out their nose into your business. In fact, it’s cheaper to use bitcoin while purchasing any services or products in a place where bitcoin is acknowledged. People have also started free bitcoin mining in many ways.

2. Your Privacy is Protected in a Better Way

You might be astonished to discover that your banks may deal with your data history to third parties. Chances are, may take advantage of your secret data to utilize you like an item and attempt to sell you things like the ones you purchase.  With modern calculations, they can even track your location, your gender, your personality, etc. to collect a profile in your database. Banks tend to do such foul deeds when they deal with third parties. Hackers like to target the banks as banks have a lot of private data. Fraudsters purchase the data from the hackers to make expansion in their database. These security blemishes are more typical than you might suspect. With bitcoin, it is beyond the realm of imagination to expect to hack your database in light of the fact that a database accordingly doesn't exist. Nobody can follow your buys with cryptographic forms of money to offer them to the most noteworthy bidder. Bitcoin is the most ideal approach to spare your protection.

3. Its Value is Rising

The worth of bitcoin has remained moderately steady since the balloon has exploded. Seeing any chart will help to perceive how quick it developed and how rapidly it fell, trailed by a moderately straight line as the cash settles.
Numerous specialists foresee that bitcoin will proceed to rise, and it is sensible to consider it. From the outset, Bitcoin was purchased by individuals who needed to profit yet didn't comprehend the innovation. But now, people have been understanding the game behind the technology of this cryptocurrency.
Bitcoin is starting to be acknowledged in an ever-increasing number of stores. Have you ever wondered where its value would be, once Amazon and many other businesses start to deal with this digital currency as a form of payment?  Individuals are putting resources into bitcoin, not on the grounds that it is a craze but since they see the benefit of abandoning banks, not caring about the government, and control over their money altogether. 

In the wake of considering the majority of the abovementioned, deciding if bitcoin is decent or terrible speculation can be viewed as an issue of confidence or what kind of venture you need to make. In the event that you need to purchase and sell in a customary manner, we prescribe that you be mindful of the day by day statements of this money and its market. Nothing can be better than keeping updates of the bitcoin market regularly.

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posts Editor Fri, 29 Nov 2019 01:42:14 -0500
The State of Dogecoin and Its Future in 2019

Image Source: Flickr

  • Dogecoin is most preferred by users because of its low transaction fees.

  • DOGE has one of the strongest following on social networks which include Reddit, Facebook, and Twitter.

  • The future is bright for this coin because of its different strategies and upgrades, it develops trust to its users.

Dogecoin (DOGE) is one of the cryptocurrencies famously referred as a “joke currency”, it has a market capitalization of around $308 million rankings at 29. The current DOGE market price is $0.002546. It became popular among the members of cryptocurrency because of the following factors:

  • Its supply is uncapped making it not a deflationary coin and it will keep a steady pace and remain stable when it will reach the declining yearly inflation rate which is currently about 5.256%.

  • The transaction fees are very low and one strategy that they use to keep miners intact and secure the network is by rewarding them. This motivates the miners to become keen and process transactions without any delay and enables them to generate new blocks based on a more precise algorithm for calculating rewards.

  • In terms of validation of transactions on its network, Dogecoin blockchain uses technology and the proof-of-work (PoW) consensus algorithm.

  • Unlike Bitcoin (BTC) and Litecoin (LTC), the Dogecoin network can allow for more transaction times because it has a block time of around 1 minute compared to LTC which has 2.5 minutes block times and 10 minutes for BTC.

  • The start of the initiative called “SaveDogemas” by the Dogecoin community for helping the victims of the hacking incident where they lost millions of their coins. This attracted more members to continue investing in DOGE.

  • Its famous tag as an “Internet currency” that enables its users to easily conduct monetary transactions. This is possible because of the availability of Dogecoin’s wallets for Android, OS X, Windows and Linux users.

  • The creation of the Reddit group and IRC Chat channel by the crypto’s supporters which enables new members to join since it’s Dogecoin friendly.   

  • The upgrading of Dogecoin Core 1.14 in late June 2019 which enabled the DOGE holders to make a backup of their wallet.dat files. This enables users to have their files secure and up to date.

Dogecoin has a bright future because people are realizing its worth, from being a crypto joke to real investment. DOGE might reach $0.0147 highs in early 2020. Although some investors from the reviews claim that they sold at a loss but they prefer using it to buy some exotic coins that one can get much cheaper with DOGE than with BTC. And DOGE can be purchased in multiple ways like USD, credit cards, etc.


In conclusion, Dogecoin has to build sufficient buying pressure for it to break above strong resistance or continue with its bearish trend. This coin can take advantage of its strong community on Reddit, Facebook, and Twitter. It was ranked the second cryptocurrency after Bitcoin on for having the second strongest community on social media.

posts Editor Fri, 27 Sep 2019 11:04:26 -0400
Cryptocurrency Security: Bitmarque Review

If you are looking for a reliable custody service for your digital assets, you may want to check out Bitmarque. Started in 2017, Bitmarque is a different cold storage solution, which is free of any point of failure.

The blockchain experts behind this service use military-grade security systems and a secured offline wallet. They have made an attempt to bridge the gap between insurance and cryptocurrencies.

As a matter of fact, Bitmarque has introduced real, unique insurance for the deep cold storage, which is a type of consortium for concerned investors.

Actually, the beauty of this new service is that it provides peace of mind for investors.

As far as cryptocurrency is concerned, the biggest problem that currency holders face is the issue of security. In other words, they are worried about losing their digital money. This is where Bitmarque comes to rescue.

The company has its own digital assets, many financial institutes, and offline assets, which is why it's the only insured custodian service provider for those who have cryptocurrency.

let's take a closer look at this service.

What is Bitmarque?

As said earlier, Bitmarque is a unique service as it offers an insured custody service for cryptocurrency holders.

This service is a pure cold storage solution. It's a combination of multi-sig approvals and smart contracts with deeper protection methods. This is why this system is insured by a powerful financial consortium. So, it offers a financial consortium that gives your currency a high level of safety and security. Your deposits will be secure. You won't have to worry about them.

How Safe will your Holdings be?

The provider uses military-level security protocols, offline systems, and cold storage. For added security, the systems are installed across the globe in secret locations. Moreover, they make use of a number of encrypted firewall layers for the highest degree of protection.

Since there are many approval systems, you can rest assured that the digital assets won't go anywhere, no matter what type of threats there may be. The company employees or top-level management won't have full access to your assets unless you provide your consent.

How does the Service Protect your Digital Assets?

If you are worried about the protection of your digital assets, know that the security protocols are as secure as the protocols used by the military. The company has a technological solution that offers a high level of encryption and security protocols. The use of smart contracts and physical vaults located in different secret locations around the globe ensure that your digital assets are always in good hands.

Supported Cryptocurrencies

You can deposit both Litecoin and Bitcoin, but you can also contact Bitmarque to find out about other currencies. However, they do support other cryptocurrencies.


If you want to join the service, you need to pay a one-time registration fee and a small amount of fee per month and the bank transaction fee. For more information, you can contact Bitmarque.

Joining without a Recommendation

You can't join without a recommendation unless you meet certain criteria. It's better to contact the company to discuss the matter.

So, this was a brief review of Bitmarque. Hope this helps.

If you are looking for a service to secure your digital currency, we suggest that you check out Bitmarque. Reading more than a Bitmarque review can also help you make the right choice.

posts Editor Sun, 02 Jun 2019 05:06:18 -0400
What Are the Advantages of Blockchain?

Blockchain and cryptocurrency has become a very hot topic in recent years. Even traditional media now cover news on cryptocurrency and blockchain these days. However, not many people fully understand how blockchain works. In this article, let's talk about the advantages of blockchain.

What is Blockchain?

Blockchain technology is the basis for building all virtual currencies. It is a decentralized and digital ledger technology that can record all transactions without the need for financial intermediation, as banks do. Blockchain technology appears to have four distinct advantages over existing payment facilitation networks. Let's talk about each of them:

Advantages of Blockchain


One of the main reasons why blockchain is so interesting is that the technology is always open source. This means that all users and developers have the opportunity to contribute to the project and make changes based on their needs.

Being an open source project makes blockchain technology particularly secure. That's because everybody with enough tech knowledge can read the code. If there's any backdoor or security hole, it can be easily found out.

Reducing Money Transaction Costs

Blockchain allows you to complete peer-to-peer and business-to-business transactions without having to work with third parties.

Because there's no intermediary (such as a bank) participating in a transaction in a blockchain and the users don't have to pay extra costs to the third-pary, the cost to the user or business decreases significantly over time. 

Faster transaction Settlements

When dealing with traditional banks, it is not common for a transaction to take several days to fully resolve. This is because of the agreements established in the bank transfer software and the fact that most financial institutions are open only during the day and closes at weekends.

Blockchain technology, on the other hand, works 24 hours a day, 7 days a week, which means that transactions using blockchain technology can be handled more quickly. When you need it, no matter it's during day time or at night, no matter it's a weekday or at weekend, it's always available, thus avoiding delays in transaction settlements.


Another reason why blockchain technology and cryptocurrency is so exciting is the lack of a central data center. Blockchain technology does not have to run a large data center and validate transactions through the center, but rather allows a single transaction to have its own proof of validity, as well as authorization to enforce constraints.

Because information about a particular blockchain is fragmented across servers around the world, it ensures that if hackers steal data, they will only get a small amount of data, not the entire network, so that it is not completely compromised. Also, with centralized system, if the central data center is down, the whole network will stop functioning. On the other hand, with a decentralized network, even one node is down, since there're many other nodes still working, the whole system can be really stable.


Even with these advantages, there is still a major concern that cannot be ignored in the blockchain technology. Throughout history, investors have continued to overestimate the pace of adoption of new technologies. Like most new technologies, it takes time to lay the groundwork for blockchain, and it can take years for companies to fully embrace the technology as an important part of their payment systems.

posts Editor Sat, 01 Jun 2019 23:21:32 -0400
How To Make Your Own Cryptocurrency In 4 Easy Steps

Okay, so cryptocurrency this, bitcoin that!

Enough, there has been so much hullabaloo about the boom created by the virtual currencies that the internet has been overloaded with information on how you could earn more money by investing in these currencies. But did you ever think how cool it would be if you could create your own cryptocurrency?

Never thought about it, right? It's time to think because in this post we are going to provide you a four-step guide on creating your own cryptocurrency. Read through the post, and then see whether you can do it for yourself or not!

Step 1 - Community 

No, you don't have to build a community like you do when you plan to rule social media. The game is a little different here. You need to find a community of people that you think would buy your currency.

Once you identify a community, it becomes easier for you to cater to their needs and therefore you can work towards building a stable cryptocurrency rather than going haywire with what you want to achieve.

Remember, you are not here to be a part of the spectator sport - you are in it to win it. And, having a community of people who would want to invest in your currency is the best way to do it!

Step 2 - Code 

The second important step is to code. You don't necessarily have to be a master coder to create your own cryptocurrency. There are plenty of open source codes available out there which you can use.

You can even go ahead and hire professionals who can do the job for you. But when coding, do remember one thing - blatant copying is not going to lead you anywhere.

You need to bring some uniqueness in your currency to distinguish it from the ones that already exist. It has to be innovative enough to create ripples in the market. This is the reason just copying the code is not enough to be on top of the cryptocurrency game.

Step 3 - Miners 

The third, and the most important step in the process is to get some miners on board who will actually mine your cryptocurrency.

What this means is that you need to have a certain set of people associated with you who can actually spread the word about your currency in the market. You need to have people who can raise awareness about your currency.

This will give you a head start. And, as they say - well begun is half done; miners can eventually lay the foundation of a successfully voyage for your cryptocurrency in the ever growing competition.

Step 4 - Marketing 

Last thing you need to do as part of the job here is to connect with merchants who will eventually trade the virtual coins that you have built.

In simpler words, you need to market these coins in the battleground where real people would actually be interested to invest in them. And, this by no means is an easy feat.

You need to win their confidence by letting them know that you have something worthy to offer.

How can you begin with it? The best way to market your coins initially is to identify the target audience who knows what cryptocurrency is.

After all, there is no point in trying to market your stuff to people who don't even know what cryptocurrency is.


So, you can see that building a successful cryptocurrency is more about having the awareness about market trends, and less about being a hardcore techie or an avant-garde coder.

If you have that awareness in you, then it is time to make a heyday while the sun shines in the cryptocurrency niche. Go ahead and plan building your own cryptocurrency by following these simple steps and see how it turns out for you!

If you are looking for cryptocurrency wallet development services to create your own wallet, visit

posts Editor Sat, 01 Jun 2019 23:21:27 -0400
Are You Planning to Set Up Your Own Cryptocurrency Exchange Platform?

If we look at the most impactful development in recent times the first thing that comes to our minds without a doubt is cryptocurrency. People have made huge profits by investing in cryptocurrencies like bitcoin and more at the right time. Many people have also managed to make a heyday by simply providing a cryptocurrency exchange platform to investors to trade cryptocurrencies.

Setting an exchange is pretty easy. but you need to know a few basic things before you start your own exchange.

Let us have a look at them -

Do you have a target audience in mind?

One of the most important things to consider before setting up any business platform is to figure out the target audience. Same is the case here.

When you are planning to set up a bitcoin exchange platform, the first thing you need to analyze and figure out is the audience that you are going to target.

For instance, in case of bitcoins, you can target both local as well as the global audience. So, you need to figure out which is your target audience and then plan with the development process. Why is this important? Well, you will get to know about it in the following sections.

Do you understand the legal terms?

The second thing you need to consider is the legal terms and conditions that you will need to follow.

There is a huge hullabaloo about the legal aspects related to cryptocurrency, but you might be amazed to know that there are 96 countries where bitcoin transactions are still unrestricted.

So, creating a cryptocurrency exchange platform while targeting these countries can prove to be the best idea.

Don't forget to always take a thorough look at the legal guidelines operational in the area from where you plan to carry out.

Do you have a partner bank?

Another thing to remember here is that you are going to need a partner bank. The simple reason behind this is that you are going to deal with financial transactions.

In order to ensure that the financial transactions are carried out in a smooth and hassle-free manner, you need to ensure that you have the right support in the form of a partner bank.

Therefore, you need to contact a few banking institutions to see if they can help you, and understand their terms and conditions.

Do you have the right partner to develop the platform?

The most important step in the process is to find the right professional who can help you develop a secure platform. Why we have specifically mentioned the term secure is because the immense popularity of cryptocurrency has made these exchanges the first target for hackers.

To make sure that your reputation does not get hit due to something unwanted you need to focus on creating a secure platform. You can easily achieve this by hiring a seasoned developer who knows all the ins and outs of the industry.

For instance, they can test the platform out by mimicking a malware attack and see how your cryptocurrency exchange platform stands against it.


This last point sums up the basic things that you need to keep in the back of your mind when planning to set up a cryptocurrency exchange platform for yourself. Once you have an answer to these questions, you can easily go ahead and get going with the development and make some profits.

But, do remember to take all the necessary legal, compliance and security measures if you want to be in this game for for a long time.

So, are you up for it?

Kyara Vedi, a Expert in cryptocurrency, is a trusted name offering you an access to indispensable knowledge regarding cryptocurrency exchange platform.For those interested in learning more about Bitcoin exchange platform development, a variety of online resources and Cryptocurrency exchange development services provide information regarding the basic.

posts Editor Sat, 25 May 2019 23:48:32 -0400
Why Should You Trade in Cryptocurrency?

The modern concept of cryptocurrency is becoming very popular among traders. A revolutionary concept introduced to the world by Satoshi Nakamoto as a side product became a hit. Decoding Cryptocurrency we understand crypto is something hidden and currency is a medium of exchange. It is a form of currency used in the block chain created and stored. This is done through encryption techniques in order to control the creation and verification of the currency transacted. Bit coin was the first cryptocurrency which came into existence.

Cryptocurrency is just a part of the process of a virtual database running in the virtual world. The identity of the real person here cannot be determined. Also, there is no centralized authority which governs the trading of cryptocurrency. This currency is equivalent to hard gold preserved by people and the value of which is supposed to be getting increased by leaps and bounds. The electronic system set by Satoshi is a decentralized one where only the miners have the right to make changes by confirming the transactions initiated. They are the only human touch providers in the system.

Forgery of the cryptocurrency is not possible as the whole system is based on hard core math and cryptographic puzzles. Only those people who are capable of solving these puzzles can make changes to the database which is next to impossible. The transaction once confirmed becomes part of the database or the block chain which cannot be reversed then.

Cryptocurrency is nothing but digital money which is created with the help of coding technique. It is based on peer-to-peer control system. Let us now understand how one can be benefitted by trading in this market.

Cannot be reversed or forged: Though many people can rebut this that the transactions done are irreversible, but the best thing about cryptocurrencies is that once the transaction is confirmed. A new block gets added to the block chain and then the transaction cannot be forged. You become the owner of that block.

Online transactions: This not only makes it suitable for anyone sitting in any part of the world to transact, but it also eases the speed with which transaction gets processed. As compared to real time where you need third parties to come into the picture to buy house or gold or take a loan, You only need a computer and a prospective buyer or seller in case of cryptocurrency. This concept is easy, speedy and filled with the prospects of ROI.

The fee is low per transaction: There is low or no fee taken by the miners during the transactions as this is taken care of by the network.

Accessibility: The concept is so practical that all those people who have access to smartphones and laptops can access the cryptocurrency market and trade in it anytime anywhere. This accessibility makes it even more lucrative. As the ROI is commendable, many countries like Kenya has introduced the M-Pesa system allowing bit coin device which now allows 1 in every three Kenyans to have a bit coin wallet with them.

Cryptocurrency has undoubtedly been a revolutionary concept which sees a booming growth in years to come. At the same time, the concept is a little bit ambiguous and new to most of the people. In order to understand how this whole thing works, we bring to you cryptocurrency news. This will update you further on every type of cryptocurrencies prevailing in the market including the Bitcoin news. Go ahead and enlighten yourself a bit more as to what this whole concept is and how it can benefit you.

posts Editor Mon, 01 Apr 2019 23:47:46 -0400
What Is Blockchain Development?

The Blockchain technology can be a new name for the readers but the experts have a strong opinion that due to this technology we can witness a big changeover in the field of technology. Thus, various companies are seeking good opportunities in the field of Blockchain Application Development. The blockchain is an emerging technology so that, most of the people are not aware of this new advancement. If you are one of those who wishes to have a considerable knowledge of the technology, just carry on reading the information provided below.

What do we mean by Blockchain?

Blockchain works like a digital ledger in which transactions are made with the use of Bitcoin or cryptocurrencies. According to the Blockchain experts, this technology provides an absolutely safe way for making or recording all the transactions, agreements or contracts. Moreover, Blockchain is valuable for everything that is needed to be verified and kept in a safe digital ecosystem.

From the initial point of the beginning of the network, the database is shared between a number of users that are included to access the information of all the transactions. The total size of the network varies according to the number of users that may be two or three users or it may be a group of hundreds of the users.

What is the use of Blockchain Technology?

The experts are trying to use it for more than one objectives and nowadays, the most visible and prominent use of the Blockchain technology is Bitcoin. Bitcoin has been helping the people engaged in financial transactions since 2008. In addition, the experts are seeking for the ways by which the same technology can be used to solve or reduce safety, dispute or belief issues.

How is it used?

A specialized computer software is used to make the blockchain automatically to share the information to the database in the case of a fresh transaction. A blockchain contains blocks that are hashed or encoded batches of transactions. Each code, with the hash of the block before it, links the two and forms the chain that is a Blockchain. This process needs the validation of each block to ensure the security of the overall database.

Why do we need Blockchain Development?

As mentioned above, the Blockchain is trying to make the technology more useful for the people who need to maintain an indisputable record of transactions. The Blockchain technology provides ultimate clarity and transparency and can be used as an effective tool against the cases of corruption.

With the help of the Blockchain technology, all the transactions take place in a safe environment where all the details are encrypted with the generation of a unique transaction number and this number is recorded in the ledger as a placeholder. In this case, not all the users would be able to see the details of the transaction. However, the network will be aware of the transaction. This process limits any change of a fraud because the person with malicious plans must access every computer in the network to make changes in the database.

Due to the increasing importance of the Blockchain development, a number of individuals or organizations are looking for a trusted and reliable Blockchain Development Company.

It is a matter of trust and security and therefore, Infograins Software Solution are ready to provide satisfactory solutions to different industry verticals.

Blockchain Development

posts Editor Thu, 07 Mar 2019 23:19:37 -0500
What Is Bitcoin & Why Is Cryptocurrency So Popular?

Bitcoin has been the buzz word in the financial space. As of a matter of fact, Bitcoin has exploded the scene in the last few years and many people and many large companies are now jumping on the Bitcoin or cryptocurrency bandwagon wanting a piece of the action.

People are total new to the cryptocurrency space are constantly asking this question; "What is Bitcoin really?"

Well, for starters bitcoin is actually a digital currency that falls outside the control of any federal government, it's used worldwide, and can be used to purchase things like your food, your beverages, real estate, cars, and other things.

Why is Bitcoin so important?

Bitcoin isn't susceptible to things like governmental control and fluctuations in the in the foreign currencies. Bitcoin is backed by the full faith of (you) the individual and it's strictly peer-to-peer.

This means anyone complete transactions with Bitcoin, the first thing they realize is that it's a lot cheaper to use than trying to send money from bank to bank or using any other services out there that requires sending and receiving money internationally.

For example, if I wanted to send money to let's say China or Japan I would have to have a incur of fee from a bank and it would take hours or even days for that fee that money to get there.

If I use Bitcoin, I can do it easily from my wallet or my cell phone or a computer instantaneously without any of those fees. If I wanted to send for example gold and silver it would require many guards it would take a lot of time and a lot of money to move bullion from point to point. Bitcoin can do it again with a touch of a finger.

Why do people want to use Bitcoin?

The main reason is because Bitcoin is the answer to these destabilized governments and situations where money is no longer as valuable it used to be. The money that we have now; the paper fiat currency that's in our wallets is worthless and a year from now it'll be worth even less.

We've even seeing major companies showing interest in the blockchain technology. A few weeks ago, a survey went out to a handful of Amazon customers whether or not they would be interested in using a cryptocurrency if Amazon creates one. The results from that showed that many were very interested. Starbucks even hinted about the use of a blockchain mobile app. Walmart has even applied for a patent on a "smart package" that will utilize the blockchain technology to track and authenticate packages.

Throughout our lifetime we've seen many changes take place from the way we shop, the way we watch movies, the way we listen to music, read books, buy cars, look for homes, now how we spend money and banking. Cryptocurrency is here to stay. If you haven't already, it's time for anyone to fully study cryptocurrency and learn how to take full advantage of this trend that's going to continue to thrive throughout time.

My name is Robert Smith, Indy wrestler and digital cryptocurrency investor. I'm showing people globally not only how to invest in bitcoin and other digital currencies, but how to grow their bitcoins and earn daily passive income. Check it out by clicking here now.

posts Editor Tue, 05 Feb 2019 23:15:13 -0500
Cryptocurrency: The Fintech Disruptor

Blockchains, sidechains, mining - terminologies in the clandestine world of cryptocurrency keep piling up by minutes. Although it sounds unreasonable to introduce new financial terms in an already intricate world of finance, cryptocurrencies offer a much-needed solution to one of the biggest annoyances in today's money market - security of transaction in a digital world. Cryptocurrency is a defining and disruptive innovation in the fast-moving world of fin-tech, a pertinent response to the need for a secure medium of exchange in the days of virtual transaction. In a time when deals are merely digits and numbers, cryptocurrency proposes to do exactly that!

In the most rudimentary form of the term, cryptocurrency is a proof-of-concept for alternative virtual currency that promises secured, anonymous transactions through peer-to-peer online mesh networking. The misnomer is more of a property rather than actual currency. Unlike everyday money, cryptocurrency models operate without a central authority, as a decentralized digital mechanism. In a distributed cryptocurrency mechanism, the money is issued, managed and endorsed by the collective community peer network - the continuous activity of which is known as mining on a peer's machine. Successful miners receive coins too in appreciation of their time and resources utilized. Once used, the transaction information is broadcasted to a blockchain in the network under a public-key, preventing each coin from being spent twice from the same user. The blockchain can be thought of as the cashier's register. Coins are secured behind a password-protected digital wallet representing the user.

Supply of coins in the digital currency world is pre-decided, free of manipulation, by any individual, organizations, government entities and financial institutions. The cryptocurrency system is known for its speed, as transaction activities over the digital wallets can materialize funds in a matter of minutes, compared to the traditional banking system. It is also largely irreversible by design, further bolstering the idea of anonymity and eliminating any further chances of tracing the money back to its original owner. Unfortunately, the salient features - speed, security, and anonymity - have also made crypto-coins the mode of transaction for numerous illegal trades.

Just like the money market in the real world, currency rates fluctuate in the digital coin ecosystem. Owing to the finite amount of coins, as demand for currency increases, coins inflate in value. Bitcoin is the largest and most successful cryptocurrency so far, with a market cap of $15.3 Billion, capturing 37.6% of the market and currently priced at $8,997.31. Bitcoin hit the currency market in December, 2017 by being traded at $19,783.21 per coin, before facing the sudden plunge in 2018. The fall is partly due to rise of alternative digital coins such as Ethereum, NPCcoin, Ripple, EOS, Litecoin and MintChip.

Due to hard-coded limits on their supply, cryptocurrencies are considered to follow the same principles of economics as gold - price is determined by the limited supply and the fluctuations of demand. With the constant fluctuations in the exchange rates, their sustainability still remains to be seen. Consequently, the investment in virtual currencies is more speculation at the moment than an everyday money market.

In the wake of industrial revolution, this digital currency is an indispensable part of technological disruption. From the point of a casual observer, this rise may look exciting, threatening and mysterious all at once. While some economist remain skeptical, others see it as a lightning revolution of monetary industry. Conservatively, the digital coins are going to displace roughly quarter of national currencies in the developed countries by 2030. This has already created a new asset class alongside the traditional global economy and a new set of investment vehicle will come from cryptofinance in the next years. Recently, Bitcoin may have taken a dip to give spotlight to other cryptocurrencies. But this does not signal any crash of the cryptocurrency itself. While some financial advisors emphasis over governments' role in cracking down the clandestine world to regulate the central governance mechanism, others insist on continuing the current free-flow. The more popular cryptocurrencies are, the more scrutiny and regulation they attract - a common paradox that bedevils the digital note and erodes the primary objective of its existence. Either way, the lack of intermediaries and oversight is making it remarkably attractive to the investors and causing daily commerce to change drastically. Even the International Monetary Fund (IMF) fears that cryptocurrencies will displace central banks and international banking in the near future. After 2030, regular commerce will be dominated by crypto supply chain which will offer less friction and more economic value between technologically adept buyers and sellers.

If cryptocurrency aspires to become an essential part of the existing financial system, it will have to satisfy very divergent financial, regulatory and societal criteria. It will need to be hacker-proof, consumer friendly, and heavily safeguarded to offer its fundamental benefit to the mainstream monetary system. It should preserve user anonymity without being a channel of money laundering, tax evasion and internet fraud. As these are must-haves for the digital system, it will take few more years to comprehend whether cryptocurrency will be able to compete with the real world currency in full swing. While it is likely to happen, cryptocurrency's success (or lack thereof) of tackling the challenges will determine the fortune of the monetary system in the days ahead.

Delving into the much-talked-about and hard-coded clandestine world of the next monetary system - cryptocurrency. While the digital coin offers immersive prospect and benefit to the potential investors and traders; it is yet to face numerous challenges and devise response mechanism for the future world.

posts Editor Fri, 04 Jan 2019 23:13:15 -0500
'Official' Blockchain Standards for 2019

The succinct statement details the government's pending official definitions of blockchain regulations. Publicly advertised rationales may appear comparatively innocuous or indeed prudent yet such official justifications are an obvious attempt at the curtailing rather than development of decentralized technologies. Even rudimentary, preliminary investigation of the statements highlight what may generously be labelled as contentious logic.

"China is set to publish official standards on blockchain technology next year, with one official telling Xinhua they will "give the industry some guidance" on the technology.

Li Ming, a director of the Blockchain Research Office under the Ministry of Industry and Information Technology (MIIT), told Xinhua's Economic Information Daily that work had already begun on forming the standards. Li, however, made clear that while standards would provide some guidance to blockchain developers, authorities did not expect official guidelines to "quickly advance the development" of the industry. Despite efforts to clamp down on the financial risks associated with cryptocurrencies and initial coin offerings, the Chinese government has looked to show its support for blockchain development. China was the world's biggest source of blockchain patents in 2017, while last September saw a blockchain research center opened by the China Academy of Information and Communications Technology, a research institution under the MIIT.

The new standards being drawn up by the Blockchain Research Office will include guidelines for the application of blockchain in terms of business, information security and reliability, Li told Xinhua. Despite the exciting potential surrounding blockchain, the technology remains in a stage of infancy. Without clear regulations in place, security problems have caused nearly 2.9 billion US dollars' worth of losses worldwide between 2011 and 2018, according to Baimaohui Security Research Center, a specialist in online security that has worked with Alibaba and Huawei.

The last two years alone have seen 1.9 billion US dollars lost because of blockchain security issues, according to Baimaohui. Not only are China's leading tech firms and banks applying for blockchain patents and researching how the technology can improve services and boost public trust in supply chains, China's Ministry of Public Security is also studying how to implement the technology in terms of data storage. Earlier this week, data from China's Intellectual Property Office showed that a patent application had been filed by the Ministry of Public Security for a blockchain system that would securely and transparently save unalterable data to the cloud. Such a system could be used and shared by police across the country, allowing data to be shared rapidly between various agencies. ( CGTN)"

To begin let's not forget the differentiation of decentralized capacities versus centralized services. A regionally authorized service naturally adheres to geographically specific governing legislation. For example an international fast food chain may, in some European countries, sell alcoholic beverages over the counter while the same operator is typically not permitted to do so in North America. This variation is possible because of service use being localized. To have 'official' guidelines of decentralized capabilities would be to imagine access and or use of decentralized services being regional, or under the same legislation. It may not. It is decentralized.

Secondly it has been calculated by the American Government Accountability Office ( GAO ), that the 2008 financial crises cost $12.8 trillion dollars. This further omits subsequent bailouts, unemployment and broad reaching detrimental consequences suffered by millions.

The causes of the 2008 financial crises have been largely attributed to deregulation, securitization (double dipping and bundling), sales of subprime mortgages and the Federal Reserve's raising rates on subprime borrowers. In short, actions conducted by government, banking and financial industries.

By contrast for one set of activities to lose under $3 billion over seven years is minuscule. Regardless of political stance, decentralized technologies offer the capacity for individual's independently enacting personal choice. Personal loss resulting from bad decision making, such as ICO investment, is contained. Moreover it is a conscious participation where any individual may only invest or access a set amount, that which is in their immediate control. Compare this ceiling to unilateral extents achievable by governments and corporations.

To incorporate decentralized technology into one regional government's operational guidelines may prove nothing more than redundant methods of double accounting. Used by individuals whom may collectively be under no single government's purview, concurrently decentralized technological capacity must itself be equally discovered.

The Other Fruit Is A Private Members Only Collaboration Network Globally Securing Direct Engagements With Sales And Payments Anonymously Blockchain Guaranteed. Empowering Creators, We Are Making Choice Personal |

posts Editor Wed, 05 Dec 2018 23:12:19 -0500
Funding Prospects for Blockchain Start Ups in India

Blockchain, brainchild of the Anonymous founder/s of the World's first crypto-currency, Bitcoin, Satoshi Nakamoto is often referred to as "The Backbone of the new Internet". Initially conceptualised in 2008 for Bitcoin, blockchain has found its use in several other fields.


Blockchain is an open and distributed ledger, which can record transactions between two parties in a verifiable and permanent way. Once recorded, the transaction data cannot be modified retroactively, without alteration of all subsequent blocks. This also allows users to verify and audit transactions without much cost.

Blockchain is a continuously growing list of records, linked and secured using cryptography (secret codes which prevent third parties or the public from reading the transaction data), wherein each Block contains a timestamp and transaction data, managed by a Peer-to-Peer, P2P (User to user) network.

Person A requests a transaction involving crypto-currency, records, contracts, or other information → The requested transaction is broadcast to a P2P network consisting of computers, known as Nodes → The network of Nodes validates the transaction and the user's status, using known Algorithms → The verified transaction is combined with other transactions to create a new block or data for the ledger → The new block is then added to the existing blockchain, in a way that is permanent and unalterable → The transaction is complete.

Point to remember here is that the transaction data has no physical form, existing only on the network, and has no intrinsic value to third parties.

Quite simply, blockchain is an autonomously managed and regularly reconciled digital ledger, which can record not just financial transactions, but everything of value. Blockchain enables the exchange of value without any centralised intermediation by arbiters of money and information. It is a kind of a self-auditing ledger which reconciles itself every 10 minutes.


Centralised data is controllable and hence the data is prone to manipulations and theft. On the other hand, in a blockchain, there are no centralised points of vulnerability for the information to be hacked and corrupted. Because of storing blocks of identical information across the network of the blockchain, it cannot be controlled by a single entity, has no single point of failure, and hence cannot be modified retroactively. Anything that happens on a blockchain is a function of the network as a whole.

Further, blockchain reduces the TAT of processes, and because of being distributed, it makes data transparent for everyone involved. Blockchain technology can help make even the traditional processes faster, more accurate, and secured, while drastically reducing the costs involved in Database Management.

The only reported problems in the blockchain technology have been due to human errors and bad intentions, and not because of any flaws in the technology.


The distributed nature of blockchain makes anything based on it more cost-effective, efficient, and secured. It can be used to upgrade many economic and social systems, like:

i. Banking:

Most, if not all, Banking systems are built around Centralised Databases. The costs, labour, time, and risks of frauds involved in reconciliation and processing of billions of transactions is a challenge that the Banking Industry, even after so many up-gradations, has not been able to address. The global success of Bitcoins and other crypto-currency has shown the Banking system how advantageous blockchain technology can be, when it comes to reducing online banking frauds.

Blockchain can provide the ultimate solution for solving the costs involved in KYC Verification, Due Diligence, and Credit Underwriting, by allowing the independent KYC verification, due diligence reporting, and credit history of an individual or a company done by one entity to be accessed by every other organisation. This can also be used for countering Money Laundering.

Blockchain can also make clearing and settlements faster, less expensive, and even more secured than it already is.

Many Banks have already invested a large amount in research related to migration of their Banking Systems on to Blockchain Network.

ii. Record keeping at Registrar of Properties:

Committing property frauds and use of black money for sale-purchase of properties can be drastically reduced if the existing system is upgraded to blockchain or a similar technology. Andhra Pradesh government has tied up with a Swedish start-up, Chromaway, to build a blockchain based Land ownership system, to eliminate land fraud and corruption.

iii. Data Management in Public Sector:

There has been a huge amount of debate about the safety and security of Aadhaar Databases, and fears of surveillance. Blockhain can eliminate these risks and also be used to store information related to birth, death, voter registration, issuance of PAN Card and Driving Licence, Ownership of vehicles, court cases, police complaints, etc. Individuals and other entities will own the data that belongs them.

iv. Stock Market trade:

Blockchain can reduce the risks of frauds and operational errors in Stock Market trading. Not to forget here that the transactions would become almost instantaneous. NASDAQ and Australian Securities Exchange are already exploring blockchain to reduce costs and improve efficiency.

v. Cloud Storage:

Blockchain provides the added security of data not getting lost or corrupted.

vi. Supply Chain:

Blockchain establishes a shared, secured record of information flows for the supply chain network. It enables faster, permissioned, and auditable B2B interactions between buyers, sellers, and logistics providers. The shared version of events improves supply chain efficiency, better multi-party collaboration, and streamlined resolutions in case of disputes.

vii. Healthcare:

Blockchain can help in tackling issues of counterfeit drugs, by tracing each transaction between drug manufacturers, wholesalers, pharmacists, and patients. It can also be used to improve and authenticate health records on sharing basis, for better treatment.

viii. Intellectual property:

Blockchain can be used to catalogue and store Intellectual Properties in a digitally secured manner. It has the potential to solve the problem of authentication of ownership for Intellectual Properties, and allowing owners to see who is using their work.

ix. Music Distribution:

Similar to Intellectual Property, musicians can catalogue and store their music in a digitally secured manner, and get paid as and when the music is purchased / played. In addition to this, collaborations and licensing will also become more efficient. It will work on the concept of Peer to Peer Music sharing, where the intellectual property rights of musicians are protected, and they are paid for their hard work.

x. Social Networking:

Blockchain can make social networking more private and profitable for the users. It can help users on social networking websites and apps decide which data to be made available for third parties to view and use, and get paid for it. Wouldn't that be fun? This is not a dream, but a reality with Obsidian Messenger.

xi. Real-time Car Pooling:

Imagine a self-managed real-time ride sharing app, as an alternative to Ola and Uber, where drivers get rewarded for offering a shared ride. La Zooz', an Israel based start-up is in its testing phase, and is expected to emerge as a cheaper alternative to Uber globally.

The understanding of blockchain among people, to a very large extent, is limited to bitcoins. However, in an era when India is witnessing innovative solutions using technology for structural problems, blockchain has opened the doors for Start-ups and Small Businesses to devise and adopt block-chain based solutions. If you are facing systemic or structural problems in your business, it would be wise to see if a blockchain based solution is feasible. After all, necessity is the mother of all invention!

Debt (Business Loan) and Private Equity funding options are readily available for start-ups working on Blockchain concepts.

Visit to make an informed decision about the most suitable Financing options available for your blockchain startup.

If you have developed a blockchain based solution for any worldly problem, and are looking to raise funds to scale up, you can also connect with us on email.

Thank you for reading.

With MSMEmitra, make an informed decision about the most suitable Financing Options available for your Business, and avail the benefits of the industry and need specific schemes and subsidies of the Central Government, applicable for your Business.

Visit our website to make an informed decision about the most suitable Financing options available for your blockchain startup.

posts Editor Tue, 27 Nov 2018 23:09:17 -0500
Getting Started With Crypto

Investing in the Crypto Currency market space can be a little daunting for the traditional investor, as investing directly in Crypto Currency (CC) requires the use of new tools and adopting some new concepts. So if you do decide to dip your toes in this market, you will want to have a very good idea of what to do and what to expect.

Buying and selling CC's requires you to choose an Exchange that deals in the products you want to buy and sell, be they Bitcoin, Litecoin, or any of the over 1300 other tokens in play. In previous editions we have briefly described the products and services available at a few exchanges, to give you an idea of the different offerings. There are many Exchanges to choose from and they all do things in their own way. Look for the things that matter to you, for example:

- Deposit policies, methods, and costs of each method

- Withdrawal policies and costs

- Which fiat currencies they deal in for deposits and withdrawals

- Products they deal in, such as crypto coins, gold, silver etc

- Costs for transactions

- where is this Exchange based? (USA / UK / South Korea / Japan...)

Be prepared for the Exchange setup procedure to be detailed and lengthy, as the Exchanges generally want to know a lot about you. It is akin to setting up a new bank account, as the Exchanges are brokers of valuables, and they want to be sure that you are who you say you are, and that you are a trustworthy person to deal with. It seems that "trust' is earned over time, as the Exchanges typically allow only small investment amounts to begin with.

Your Exchange will keep your CC's in storage for you. Many offer "cold storage" which simply means that your coins are kept "offline" until you indicate that you want to do something with them. There are quite a few news stories of Exchanges being hacked, and many coins stolen. Think about your coins being in something like a bank account at the Exchange, but remember that your coins are digital only, and that all blockchain transactions are irreversible. Unlike your bank, these Exchanges do not have deposit insurance, so be aware that hackers are always out there trying everything they can to get at your Crypto Coins and steal them. Exchanges generally offer Password protected accounts, and many offer 2-factor authorization schemes - something to seriously consider in order to protect your account from hackers.

Given that hackers love to prey on Exchanges and your account, we always recommend that you use a digital wallet for your coins. It is relatively easy to move coins between your Exchange account and your wallet. Be sure to choose a wallet that handles all the coins you want to be buying and selling. Your wallet is also the device you use to "spend" your coins with the merchants who accept CC's for payment. The two types of wallets are "hot" and "cold". Hot wallets are very easy to use but they leave your coins exposed to the internet, but only on your computer, not the Exchange server. Cold wallets use offline storage mediums, such as specialized hardware memory sticks and simple hard copy printouts. Using a cold wallet makes transactions more complicated, but they are the safest.

Your wallet contains the "private" key that authorizes all the transactions you want to initiate. You also have a "public" key that is shared on the network so that all users can identify your account when involved in a transaction with you. When hackers get your private key, they can move your coins anywhere they want, and it is irreversible.

Despite all the challenges and wild volatility, we are confident that the underlying blockchain technology is a game changer, and will revolutionize how transactions are conducted going forward.

If you are ready to make a speculative investment into this disruptive technology, and want to receive all current and future recommendations from Crypto TREND Premium, we are keeping our Early Bird Special offer open for a little longer, to give our readers the opportunity to get started at a $175 discount. Stay tuned!

posts Editor Sun, 07 Oct 2018 23:07:56 -0400
How Cryptocurrency Works

Put simply, cryptocurrency is digital money, which is designed in a way that it is secure and anonymous in some instances. It is closely associated with internet that makes use of cryptography, which is basically a process where legible information is converted into a code that cannot be cracked so as to tack all the transfers and purchases made.

Cryptography has a history dating back to the World War II, when there was a need to communicate in the most secure manner. Since that time, an evolution of the same has occurred and it has become digitalized today where different elements of computer science and mathematical theory are being utilized for purposes of securing communications, money and information online.

The first cryptocurrency

The very first cryptocurrency was introduced in the year 2009 and is still well known all over the world. Many more cryptocurrencies have since been introduced over the past few years and today you can find so many available over the internet.

How they work

This kind of digital currency makes use of technology that is decentralized so as to allow the different users to make payments that are secure and also, to store money without necessarily using a name or even going through a financial institution. They are mainly run on a blockchain. A blockchain is a public ledger that is distributed publicly.

The cryptocurrency units are usually created using a process that is referred to as mining. This usually involves the use of a computer power. Doing it this way solves the math problems that can be very complicated in the generation of coins. Users are only allowed to purchase the currencies from the brokers and then store them in cryptographic wallets where they can spend them with great ease.

Cryptocurrencies and the application of blockchain technology are still in the infant stages when thought of in financial terms. More uses may emerge in the future as there is no telling what else will be invented. The future of transacting on stocks, bonds and other types of financial assets could very well be traded using the cryptocurrency and blockchain technology in the future.

Why use cryptocurrency?

One of the main traits of these currencies is the fact that they are secure and that they offer an anonymity level that you may not get anywhere else. There is no way in which a transaction can be reversed or faked. This is by far the greatest reason why you should consider using them.

The fees charged on this kind of currency are also quite low and this makes it a very reliable option when compared to the conventional currency. Since they are decentralized in nature, they can be accessed by anyone unlike banks where accounts are opened only by authorization.

Cryptocurrency markets are offering a brand new cash form and sometimes the rewards can be great. You may make a very small investment only to find that it has mushroomed into something great in a very short period of time. However, it is still important to note that the market can be volatile too, and there are risks that are associated with buying.

There is a level of anonymity associated with cryptocurrencies and this is a challenge because illegal activity can thrive here. This means that you need to be very careful when choosing to buy. Make sure you get your Cryptocurrency from a trusted source.

posts Editor Wed, 05 Sep 2018 23:05:43 -0400
What Is an ICO in Cryptocurrency?

ICO is short for Initial Coin Offering. When launching a new cryptocurrency or crypto-token, the developers offer investors a limited number of units in exchange for other major crypto coins such as Bitcoin or Ethereum.

ICOs are amazing tools for quickly raining development funds to support new cryptocurrencies. The tokens offered during an ICO can be sold and traded on cryptocurrency exchanges, assuming there is sufficient demand for them.

The Ethereum ICO is one of the most notable successes and the popularity of Initial Coin Offerings is growing as we speak.

A brief history of ICOs

Ripple is likely the first cryptocurrency distributed via an ICO. At the start of 2013, Ripple Labs began to develop the Ripple payment system and generated approximately 100 billion XRP tokens. These were sold through an ICO to fund Ripple's platform development.

Mastercoin is another cryptocurrency that has sold a few million tokens for Bitcoin during an ICO, also in 2013. Mastercoin aimed to tokenize Bitcoin transactions and execute smart contracts by creating a new layer on top of the existing Bitcoin code.

Of course, there are other cryptocurrencies that have been successfully funded through ICOs. Back in 2016, Lisk gathered approximately $5 million during their Initial Coin Offering.

Nevertheless, Ethereum's ICO that took place in 2014 is probably the most prominent one so far. During their ICO, the Ethereum Foundation sold ETH for 0.0005 Bitcoin each, raising almost $20 million. With Ethereum harnessing the power of smart contracts, it paved the way for the next generation of Initial Coin Offerings.

Ethereum's ICO, a recipe for success

Ethereum's smart contracts system has implemented the ERC20 protocol standard that sets the core rules for creating other compliant tokens which can be transacted on Ethereum's blockchain. This allowed others to create their own tokens, compliant with the ERC20 standard that can be traded for ETH directly on Ethereum's network.

The DAO is a notable example of successfully using Ethereum's smart contracts. The investment company raised $100 million worth of ETH and the investors received in exchange DAO tokens allowing them to participate in the governance of the platform. Sadly, the DAO failed after it was hacked.

Ethereum's ICO and their ERC20 protocol have outlined the latest generation of crowdfunding blockchain-based projects via Initial Coin Offerings.

It also made it very easy to invest in other ERC20 tokens. You simply transfer ETH, paste the contract in your wallet and the new tokens will show up in your account so you can use them however you please.

Obviously, not all cryptocurrencies have ERC20 tokens living on Ethereum 's network but pretty much any new blockchain-based project can launch an Initial Coin Offering.

The legal state of ICOs

When it comes to the legality of ICOs, it's a bit of a jungle out there. In theory, tokens are sold as digital goods, not financial assets. Most jurisdictions haven't regulated ICOs yet so assuming the founders have a seasoned lawyer on their team, the whole process should be paperless.

Even so, some jurisdictions have become aware of ICOs and are already working on regulating them in a similar manner to sales of shares and securities.

Back in December 2017, the U.S. Securities And Exchange Commission (SEC) classified ICO tokens as securities. In other words, the SEC was preparing to halt ICOs they consider to be misleading investors.

There are some cases in which the token is just a utility token. This means the owner can simply use it to access a certain network or protocol in which case they may not be defined as a financial security. Nevertheless, equity tokens whose purpose is to appreciate in value are quite close to the concept of security. Truth be told, most token purchases are made specifically for investment purposes.

Despite the efforts of regulators, ICOs are still lingering in a grey legal area and until a clearer set of regulations is imposed entrepreneurs will attempt to benefit from Initial Coin Offerings.

It's also worth mentioning that once regulations reach a final form, the cost and effort required to comply could make ICOs less attractive compared to conventional funding options.

Final words

For now, ICOs remain an amazing way to fund new crypto-related projects and there have been multiple successful ones with more to come.

However, keep in mind everyone is launching ICOs nowadays and many of these projects are scams or lack the solid foundation they need to thrive and make it worth the investment. For this reason, you should definitely do thorough research and investigate the team and background of whatever crypto project you might want to invest in. There are multiple websites out there that list ICOs, we recommend checking this ICO calendar if you're interested to invest in a crypto project.

We're offering thousands of blockchain guides, news and ICO reviews. If you're interested in investing in any cryptocurrency or you're just eager to learn about blockchain technology, check out our resource here:

posts Editor Fri, 03 Aug 2018 23:04:55 -0400
How Emerging Technologies Are Shaping the Future of The Global Economy

The world is on the cusp of a digital revolution, with innovation disrupting the way we do everything, from using appliances and gadgets to performing financial transactions.

New Asset Classes

The digital economy is growing at a fast rate all over the world. The current digital economy is characterized by the creation of new asset classes and digitization of traditional assets. Emerging technologies, such as the blockchain, artificial intelligence (AI), Internet of Things (IoT), and 3D printing, are playing a pivotal rule in fueling this growth.

The new technologies feature assets that have the potential to dominate the global economy in the future. For instance, the blockchain has virtual coins and tokens whose popularity has grown exponentially in a short time period.

Big Players Entering the Game

The blockchain enables users to perform transactions securely and much quicker than traditional methods. The features of the blockchain have attracted many prominent technology and financial companies, including IBM, Oracle, JP Morgan Chase, and Boeing. For instance, IBM recently teamed up with Stronghold, a financial technology company, to launch a dollar-backed cryptocurrency called Stronghold USD. This virtual currency is an example of how consumer confidence in a traditional asset (fiat-currency USD in this case) is used to support a digital asset.

There are also examples where companies are combining two new technologies to provide solutions for the future. Aerospace giant Boeing recently announced a collaboration with artificial intelligence company SparkCognition to develop blockchain-using traffic management solutions for unmanned air vehicles.

The Game Changer

The tokenization of assets isn't limited to traditional assets such as currencies. The new market can utilize the intrinsic value of a wide variety of assets to provide security tokens. The blockchain can be a differentiating factor between security tokens and traditional securities. The use of smart contracts on the blockchain eliminates the need for a middleman, thus reducing transfer costs. This usability of the blockchain has the potential to significantly affect the traditional banking system. It may also eliminate the need for money as a medium exchange, as all assets are liquid, instantly available and divisible.

Automation and artificial intelligence have already made their mark in many markets. Trading algorithms have overtaken human traders. In the manufacturing sector, machines have taken many of the jobs previously performed by humans.

Need for a New Framework

In this rapidly changing economy, it's no longer feasible to rely on traditional models and methods of making decisions. To keep up with new developments, such as DAO, AI, VR, P2P, and M2M, it's imperative that we develop a new framework. In other words, we need to move beyond the Munger's Mental Models and focus on digital models, such as network theories and exponential growth models.

The digitization of our economy is taking place at a rapid pace. With time, we will get a clearer picture of which developments will dominate this new web 3.0 economy, but it's clear that this economic revolution is taking place on a global scale.

I am an avid writer who has a keen interest in the blockchain, IoT, and sustainable development, among other subjects. Besides writing for my own pleasure, I also write for websites, companies, and researchers. You can reach me at

posts Editor Sun, 01 Jul 2018 22:54:38 -0400